JohnnyRock2000 (January 1, 1970 at 11:59 am)

hiiamrick.I know. Insurance companies focus on people that try to defraud them. It happens. But insurance companies label them and then sub-consciously apply the label to many claimants and especially long term disability claimants. Insurance co's look at long term disability as fraud in 45% of the cases. They work to deny 45% of claims. It starts with that attitude and allows them to guiltlessly defraud many of their clients.

JohnnyRock2000 (January 1, 1970 at 11:59 am)

The problem is with long term disabilities. Insurance companies hate paying these and will do whatever it takes to not pay, i.e. deny the claim outright, call it a pre-existing condition, cancel it on a technicality, force you to get evaluated by their own bought-and-paid for doctor. Whatever. It is contract fraud and all insurance companies have whole departments to work toward upwards of 45% claim denial. Most claimants give up eventually. It is fraud.

Gloriapower (January 1, 1970 at 11:59 am)

The last time I had insurance the claims adjusers had Sarah Palin accents and nothing was payable. It was a PPO with $5,000 deductable. You had to use a network doctor. None of the doctors took new patients. The CEO of the company is one of the highest paid in the country. My friends in France go the doctor when they want for a tiny co-pay. The care is excellent.

billdoss2 (January 1, 1970 at 11:59 am)

Are people in your area required to use health insurance companies? I live in Ohio and it's my choice to buy into a health plan. I have one from my employer that covers most things, I pay for the rest. It costs me a couple hundred buck a pay period. I'm not forced into the plan and I know it's a for profit entity like any other corporation...so what's the big deal?

TPLAW (January 1, 1970 at 11:59 am)

I love people who blame trial lawyers for problems in the medical field. Have you ever done any research into how few med mal cases are successful these days? Very, very few of these cases are even filed anymore, and even fewer are successful. Why? Because state laws make them almost impossible to win. If you want to find someone to blame, blame the malpractice insurance carriers who are charging premiums and deductibles so high doctors can't afford them. It's the insurers who are getting rich.

norawalzer (January 1, 1970 at 11:59 am)

Hilarious video and oh so true, to quote an earlier commenter. Here's the final verse of my Raging Grannies comment on American medical care [sung to the tune of 16 Tons]:If Canada, Europe and JapanAlso Sri Lanka and ThailandCould figure this* out, what's wrong with usToo polite and quiet, we don't make no fuss!*nationalized healthcare

Whoo69 (January 1, 1970 at 11:59 am)

LOL! Hilarious but oh so true.

hiiamrick (January 1, 1970 at 11:59 am)

I have worked for a health insurance company and now I work at a physicians office.Pretty neat to see both sides of an issue.

punmaw (January 1, 1970 at 11:59 am)

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KavanSoccer19 (January 1, 1970 at 11:59 am)

haha this was good!